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Joined 2 years ago
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Cake day: August 8th, 2023

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  • Didn’t the fed cut rates way before COVID as well, and then after COVID they cut it way down to nothing?

    That’s part of the reason for the housing crisis- in order to correct, when rates went way up, no one is giving up their (relatively) low payment, their actually low interest rates; even if they’re gonna spend all their gains on a new place they’ll still have to pay a large markup on whatever’s left over (if they can even find a place because inventory is like 1/4th what it normally is, mostly estate sales and poor condition, etc)





  • You don’t have to make your own server (unless you really want to!). Just start a community on a server you like.

    The one catch is that others can start a community of the same name and/or interest on another server and that gets a little confusing because then there are two, of course.

    I wish that communities could “federate” with each other from different instances but then that raises a bunch of logistics issues about how this is moderated, how is this presented to the users, etc.