Good point, this is fairly common as well. I’d recommend avoiding financing entirely if at all possible because of this, simply not worth it for a car unless it’s the only way you can get one that’s in decent shape.

If you have to finance, often times you can get a much better rate from your local credit union instead. Use that to make the purchase, instead of the dealer’s financier.

It usually doesn’t work quite like the example above. Using that example…the dealership will only give you $4k for your old car, even though it’s worth $10k. They then turn around and sell it for anywhere from $8-12k, netting themselves a tidy profit on the vehicle now for the second time.

The convenience makes this worthwhile for most car buyers, even if they could get another few thousand if they did everything themselves and paid full taxes. Dealership of course loves it and laughs all the way to the bank.

Surely it’s a better strategy to simply do nothing but more insider trading over the next 3 years. That’s the key, we will win!

My head cannon says 10%, but I just looked it up for not knowing and it turns out there are 3 circuit breaker levels on intraday: 7%, 13%, and 20%. TIL

Interesting to note the same thing happened with CA/Mex tariff 1month pause, and after denying the rumor Trump did the pause anyway. IMHO that’s why today’s bounce had legs, algos uncertain if near history will repeat itself. It just might, careful how many puts you load up on out there traders!

Somehow I don’t think shuttering the NSA at the dawn of quantum encryption era is a wise move for American interests, domestic or abroad.

Yeah, this was the big test to see if Elon’s money could still buy additional power for Trump. Didn’t work in this case, hopefully it sows further division in the admin.

Art of the Deal

Almost as if conservatism and fascism go hand-in-hand.

I think the quality of candidate you’re referring to is quite subjective.

Alternatively, what I’m suggesting is that a democratically nominated (by the voters) candidate would objectively be better positioned to win an election.

Because Biden should have never run in the first place, and the contest would have been much different if Trump were facing a competent opponent who was nominated democratically.

Biden’s brain was leaking out of his head during the presidential debate, arguably the most important night of his ‘24 run. That was way more than a speech impediment, it was dementia on full display. His staffers have already come out and said they knew he was suffering from serious mental decline as early as ‘22. Stop making excuses for the Dems trying to steamroll through an unfit candidate…it was a dumbass strategy and it cost the nation to such a massive extent we may never recover. We should have upheld the democratic process and held a contested primary instead, and Biden’s legacy will be forever tarnished by refusing to do so.

I dunno man, been hearing about the walls caving in on this too stupid to work regime since 2016…it hasn’t happened yet. Don’t underestimate them.

Inflation was part of it, also the Russian incursion into Ukraine was sparking fears of ww3.

The actions of this admin are reigniting those fears and we’re witnessing similar results in the market.

This is why it was foolish of Columbia, Harvard, etc. to have caved. They’re coming for all universities, better to resist now than cede ground and have less to resist with later.

Republicans are so weird in their obsession with people’s genitals. Do they think of anything else, ever?..

Yes, there have been 20 deadly plane crashes in 2025, since the presidents started firing air traffic controllers because they were “too woke” or some such nonsense. Prior to this year, the most recent deadly crash involving a US airliner was in 2009.

Interesting, was this a next-gen competitor for the likes of 3DO?

This is one of the fun little horrors I’ve been contemplating recently. Wonder what kind of completely unhinged neuralink human trials will be happening this year?

1. Manually insert USB drive with bootable Linux ISO of choice
2. …
3. Profit!